National Bank

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CIRCLE OFFICE
The working of circle office is to control and regulate the functions of branches which are under in its control. The functions of circle office is to mobilize the deposits and receive reports from branches. Circle office is like a mini head office. Agents and correspondents of MCB are in all commercial cities of the world. Circle office is divided in the following division:

  • Credit  Management
  • Audit & Inspection
  • Human Resource
  • Marketing & Development

Province

Circles

Region

Branches

Punjab

  9

  27

  823

Sindh

  5

  12

  278

Balochistan

  1

  2

  35

NWFP & AJK

  2

  7

  235

PROMINENT FEATURES
SBP allowed exporters obtain foreign currency loans against firm contracts L/Cs and MCB made arrangements for clients to use the facility at EPZ branch, Karachi and off-Shore Banking Unit, Bahrain for the purpose. It also offered services to clients for procuring foreign currency loans from abroad.

The other significant development is the launching of the MCB Imdad-e-Bahami Scheme for “Housing Improvement” in addition to commercial lending, MCB has accepted the responsibility to offer social lending. The scheme, launched with the co-operation of the Swiss institution aims at providing easy credit to low income group is Urban areas to improve their living condition. Other Prominent features are as follow:

  • Committee Structure
  • Organizational culture
  • Customer Service
  • Automation & Modernization
  • International Appearance
  • Employees Mgt Relation
  • Human Resource

COMMITTEE STRUCTURE
MCB employs a very strong committee structure to oversee decision by decentralized operations. Officers are given strict limit to authority. Within prescribed limit, officers do indeed make their own decision- but according to guidelines, procedures, and rules. Decision outside of prescribed limits are taken to high-level committees.

ORGANIZATIONAL CULTURE
Officers of the bank don't need to spend a lot of time into whether they should consider issues or ideas. They just know their certain parameters beyond which they won't go. The employees in the organization are well dressed, well communicated and well co-operative.
 
Officers learn what these parameters are through their experience with various committees-through a process osmosis. In visiting and in participating on committees, individuals get to see what their cohorts are doing. Cross - fertilization of ideas occurs and, often, morale is helped. Major corporate policy changes occur through a process of involvement by levels of management.

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