Askari Bank

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Officer told me that the bank is authorized to issue the credit card of two companies, which are under bank of America.

  • Master Card
  • Visa Card

But due unavailability of visa card machine in Multan, ACBL Multan branch deals n only Master Card.

There are following types of master card.

  • Silver card
  • Gold card

These are different due to their credit amount limit. For example for silver card, cardholder can take the maximum amount ranging between Rs. 30,000 to Rs, 200,000. For gold cardholder this limit has been extended to Rs. 300,000.

ISSUING CHARGES
When the card is given to cardholder, there are certain fee charges to by the bank, which is different for different cards.

  • Local cardholder is charged Rs. 1200 but if the cardholder is Army officer there is special discount for him. And he is special charged Rs. 750.
  • Silver cardholder is charged Rs. 2500.
  • Gold cardholder is charged Rs. 3500.

 

ISSUING PROCEDURE
Credit card is issued to three types of parties.

  • Professional (Govt & private officers)
  • Business man
  • Landlord.


PROFESSIONALS
For professionals bank require

  • Authorized letter from the concerned organization in which he works. This letter shows all particulars about the person, on the basis of these particulars; bank open on account and some feasible amount is required.

 

BUSINESS MAN
In the case of businessman bank need

  • Balance sheet of businessman.
  • Type of business.
  • Turnover of 5 years.

And then when it is surd that the business has the ability to cover the expenses of credit card and to pay it at any time, the bank issues the credit card.

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